Services like Uber changed how we get around, making it easy to travel using our phones. But accidents can still happen, even when you’re in an Uber. If you’re ever in a car accident with an Uber driver in North Carolina, it’s important to know what to do next. You want to stay safe, make sure your rights are respected, and handle the legal and insurance stuff the right way.
What Should You Do Immediately After The Accident
The actions you take immediately after the accident are important. They can help you stay safe, make sure you get the right info, and set things up in case you need to make claims or go through legal stuff later.
When an accident involving an Uber driver takes place, the insurance coverage depends on the driver’s activity at the time of the incident.
According to Forbes Advisor, the amount you can get from Uber Accident Claims depends on a lot of factors.
Uber’s insurance for accidents is considered to be good. It typically gives more coverage than what regular drivers get since it goes above the least amount of coverage that states ask regular drivers to have.
Normally, regular drivers are expected to have insurance coverage of at least $25,000 for property damage and at least $30,000 per person, $60,000 per accident for injuries. This is much lower than the $1 million coverage that Uber gives while its drivers are on the way to pick up passengers or have passengers in the car.
But having Uber’s big insurance doesn’t mean you’ll always get a ton of money for every accident with an Uber driver. The money you get, whether it’s agreed on or decided in court, depends on how much you really lost. This means the money should cover things such as medical bills, the money you couldn’t earn, the pain you went through, and how you felt emotionally.
Report the accident to both Uber and your own insurance company. Work together with your insurance company and be honest about what happened. This way, you can make sure you’re not left without coverage because of missing information.
In North Carolina, there’s a rule called contributory negligence. If they find you even a bit responsible for the accident, you might not get paid for damages. Insurers and legal experts will look at all the proof, what people saw, and what the police report says to decide who’s at fault.
If the Uber driver caused the accident, their insurance should pay for fixing your car. Take pictures of the damage, get a few repair cost estimates, and save all the papers about fixing your car and how much it costs.
Uber’s insurance might suggest paying you some money to make things right. But before you say yes, think about how much you spent on medical care, fixing stuff, how much pain you had, and the money you couldn’t earn. It’s wise to talk to a legal expert to make sure the money they’re offering is fair for what happened.
In North Carolina, there are certain deadlines you must follow if you want to ask for money because of injuries or damage. These deadlines are called statutes of limitations. If you don’t follow them, you might lose your chance to get what you’re due.
If you got hurt really bad or if there’s an argument about who’s responsible, talking to a personal injury lawyer could help. They know the legal stuff and can help you talk with the insurance company. If things get tough, they are capable of advocating on your behalf within a legal setting.
If you or a loved one has been severely injured, don’t delay – call (800) 529-0804 right now for a free consultation with an experienced rideshare accident lawyer. When dealing with a stressful situation, you need a knowledgeable team to guide you through the recovery process. Contact Tatum & Atkinson, PLLC right away! There is no obligation, and it will not cost you anything to learn about your legal possibilities for
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